海角爆料 FAQs
ave any questions about your 海角爆料 account? We鈥檙e here to help. Keep reading to get answers to some of the most commonly asked questions about 海角爆料.
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About 海角爆料
What bank is associated with 海角爆料?
海角爆料's deposit account services are provided by Middlesex Federal Savings, F. A.; Member FDIC, a community bank located just outside of Boston, Massachusetts.
Virtual cards are provided by Patriot Bank, N.A., Member FDIC, pursuant to Mastercard International. Physical debit cards are provided by Middlesex Federal Savings or Patriot Bank.
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What is 海角爆料鈥檚 routing number?
The routing number for 海角爆料 accounts is 211370150. The bank name associated with this routing number is Middlesex Federal Savings, FA.
To locate your account and routing number, please follow these steps:
- Log into your 海角爆料 account.
- Click on the 鈥楢ccount鈥 tab.
- Your 海角爆料 routing number (211370150) and your 海角爆料 Account number are located at the top of the screen. To view your full account number, click on 鈥榁iew鈥.聽
Please note that some electronic funds transfer apps will display our sponsor bank's information, which may appear as Middlesex Federal Savings, F.A., or Patriot Bank.
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Is 海角爆料 a bank account?
海角爆料 is a fintech company and acts as a service provider to Middlesex Federal Savings, F.A. The deposit and banking products obtained through the 海角爆料 platform are provided by Middlesex Federal Savings, F.A. 海角爆料. (鈥満＝潜镶) is not a bank and does not accept deposits or provide banking products.
Your 海角爆料 application
Does 海角爆料 run your credit?
海角爆料 will not check your credit history when you apply for a 海角爆料 account. Also, having an account with 海角爆料 will not affect your credit score.
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What do I need to set up a 海角爆料 account?
海角爆料 requires that all applicants have a copy of their signed personal identification, a mobile phone using one of the major US carriers, a US Social Security number, and a US address to complete their 海角爆料 application. All applicants must be at least 18 years old. Depending on your business type, we may require certain information for you to apply. Please see the links below for these requirements:
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The documents we require vary state-by-state depending on your entity. During the application, you'll be provided with a list of documents necessary to apply for an account. Any delay in submitting these documents could lead to a delay in your application being approved.
If you have not filed your business with a state, you can apply as a sole proprietorship. This means you will not have to provide a copy of your articles of organization. If you operate under a business name that is not your own, you will be required to provide a copy of your Do Business As (DBA) documents.
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Does 海角爆料 require ID?
Yes, you will need a signed and current driver's license or passport when applying for an account with 海角爆料. We also require that you provide a photo of your ID that includes all 4 corners. If you can't board a plane with the ID, we will be unable to use it to verify your account.
We are unable to accept photocopies, scans, passport cards, or partially obscured IDs as acceptable IDs.
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How long does 海角爆料's application take?
It takes less than 10 minutes to apply for a 海角爆料 account.
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Making and receiving payments with 海角爆料
How can I set up direct deposits into my 海角爆料 account?
To set up direct deposit ACH transfers into your 海角爆料 account, you will need to provide your payer with your 海角爆料 account number and routing number.
The routing number for 海角爆料 accounts is 211370150. You can find your routing number and account number in the "Account" tab of your 海角爆料 account at the top of the screen. Click "View" to see your account number.
You can easily share your account details with anyone by clicking on the 鈥淪hare鈥 icon located on the right-hand side of your 海角爆料 app.
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Can I receive ACH payments to my 海角爆料 account?
Yes, you can receive ACH payments into your 海角爆料 checking account. To receive a domestic ACH transfer to your 海角爆料 account, you will need to provide your payer with your 海角爆料 account number and routing number.
The routing number for 海角爆料 accounts is 211370150. You can find your routing number and account number at the top of the screen in the "Account" tab of your 海角爆料 account. Click "View" to see your account number.
You can easily share your account details with anyone by clicking on the 鈥淪hare鈥 icon located on the right-hand side of your 海角爆料 app.
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How long does 海角爆料 ACH take?
With your 海角爆料 account, there are three ways to make ACH transfers:
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ACH Deposit
An ACH Deposit, or pull, involves pulling funds into your 海角爆料 account from connected external bank accounts. These transfers usually take 1 business day upon request but can take up to 5 business days to reflect in your account. Some ACH pull transfers may be subject to an additional 2-day holding period.
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ACH Payment
An ACH Payment, or push, involves 鈥減ushing鈥 or sending funds out of your 海角爆料 account and into an external account or payee. These transfers can take up to 1-3 business days to arrive at the receiving financial institution, depending on if you use Express ACH or Standard ACH.
For faster ACH payments, check out our Express Delivery ACH option.
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Incoming ACH transfers
An incoming ACH transfer involves receiving funds from an external payer. These transactions can take 0-3 business days to reflect in your account balance.
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Can I send wires with 海角爆料?
海角爆料 account holders can receive domestic and international wire transfers but cannot send wires domestically by using their 海角爆料 account. Instead of domestic wires, we do offer ACH transfers that are fee-free and can be made easily through the 海角爆料 app.
We have also integrated with Wise in order to send wires internationally with low fees and great service. You'll find this in the "Apps" tab of the 海角爆料 app.
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How can I receive a wire transfer?
For domestic wires, please use the following details to receive a wire from a domestic account to your 海角爆料 account:
ABA / Routing Number: 211370150
Beneficiary Bank Address: Middlesex Federal Savings One College Avenue Somerville, MA 02144
Beneficiary Name: Your name or your business name. This needs to match the primary name on your 海角爆料 account.
Beneficiary account: Your 海角爆料 account number聽
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For international wires, please use the following details to receive a wire from an international account to your 海角爆料 account:
Beneficiary Bank Address: Middlesex Federal Savings One College Avenue Somerville, MA 02144
SWIFT: MFEDUS42
Beneficiary Name: Your name or your business name. This needs to match the primary name on your 海角爆料 account.
Beneficiary account: Your 海角爆料 account number
Beneficiary address: The physical address on your 海角爆料 account
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How do I deposit checks with 海角爆料?
You can deposit checks directly from within the 海角爆料 mobile app using our mobile deposit feature. Follow these steps to make a check deposit:
1. Log in to your 海角爆料 App.
2. Click on the 鈥楳ove Money鈥欌 tab.
3. 鈥楢dd Money鈥 and Select 鈥楧eposit a check.
4. Enter the check amount and click on 鈥楥ontinue鈥.
5. Enter the name on the check. Please make sure the check is made out to one of the following:聽
- You
- An additional user on your account
- Your company name
- The DBA on file with your 海角爆料 account
6. Sign and endorse your check. Make sure your check follows the endorsement format:
- Your signature on the first line on the back of the check, in black or blue ink
- "For mobile deposit at 海角爆料" on the second line of the back of the check, in black or blue ink
- The details on the second line are clear and do not contain any scribbles or crossed-out items
7. Follow the instructions on the 海角爆料 App to take a photo of your check.
8. Review the details of your deposit. Use the slider at the bottom of the screen to submit your deposit.
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That's it! Note that all check deposits, including money orders, and cashier's checks will be placed on a standard 1 鈥 4 business day hold.聽
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Does 海角爆料 offer invoicing?
Each 海角爆料 checking account comes with our powerful invoicing tool built in. Create and send an unlimited number of invoices for free, from any device. Learn more about our invoicing tool.
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Your 海角爆料 debit card
Can I use my 海角爆料 card at an ATM?
You can use any ATM with your 海角爆料 debit card. 海角爆料 will refund any ATM fees incurred at the end of each month back into your account.
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Does 海角爆料 charge ATM fees?
海角爆料 does not charge ATM fees. 海角爆料 will refund any ATM fees incurred at the end of each month back into your account. Including International ATM Fees!
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海角爆料 integrations
What payment processing platforms does 海角爆料 integrate with?
海角爆料 integrates with Square, Stripe, Venmo, PayPal, Cash App, and Wise. 海角爆料 does not offer an integration with Zelle at this time.
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What other product integrations does 海角爆料 offer?
Currently, 海角爆料 integrates with Gusto, Freshbooks, Zoho, Slack, Xero, Zapier, WooCommerce, Shopify, eBay, Etsy, and Amazon.
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Does 海角爆料 offer partner discounts?
One of the benefits 海角爆料 users enjoy is exclusive access to 海角爆料鈥檚 partner perks. Get more than $3,000 in savings on best-in-class tools for payments, payroll, marketing, and more. We regularly Learn more about our perks program.
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Fees & requirements
Does 海角爆料 charge fees?
海角爆料 accounts are completely free. We also do not have any regularly scheduled or hidden fees like most other business accounts. See our for a full list of fees we charge.
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How much does 海角爆料 charge for insufficient funds?
If a transaction is made and there are insufficient funds to complete the payment, your 海角爆料 account will be charged a $27 fee.
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Does 海角爆料 have a minimum balance requirement?
We do not require a minimum balance to open a 海角爆料 account.
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Other FAQs
How do I invite friends to join 海角爆料?
You can find your Referral Link by going to the Referrals Widget on the Dashboard screen of your 海角爆料 mobile or web app.
You can invite friends and colleagues to join 海角爆料 by sharing your Referral Link with other business owners in your network.
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What are the qualifications to receive a 海角爆料 referral bonus?
In order for both the Referred User and the Referring User to each qualify for and receive the Referral Bonus, the Referred User must meet ALL of the following qualifications:
- The Referred User must not have previously opened an Account;
- The Referred User must use the Referring User鈥檚 海角爆料 Unique Referral Link when applying for a new Account;
- The Referred User must be approved and open a new Account;
- The Referred User must have a deposit(s) into their 海角爆料 account totaling $100.00 or more within 30 days of the Account Opening Date;
- The deposit(s) must be made by an Authorized User on the Referred User鈥檚 Account; and
- The Referred User must maintain a balance of at least $100 in their 海角爆料 business checking account for at least 30 days after the first deposit(s).
Please see our full terms and conditions .
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How do I add another user to my 海角爆料 account?
Adding another user means that you grant them full access and account owner privileges. This includes but is not limited to the ability to transfer and withdraw funds. Please be aware that we cannot add additional users who are under 18 years old.
To add a user to your account, you will submit your request by logging into the 海角爆料 mobile app and selecting Account (Info) > Settings > Users > then clicking on the 'Add user' icon on the top right side of the screen.
Enter the details of the person you'd like to add to your 海角爆料 account, including:
- Name and email address
- Choose their relation to the business in the drop-down window (CFO, Founder, Accountant, Employee, Office Manager, CEO, Investor, Other)
Here, you will also let us know if you want us to send that person a debit card by selecting either 'Not Now' or 'Yes, I want it.' If you select 'Yes, I want it' for the debit card, click on 'I Agree' for the 海角爆料 Card Disclosure. Select the option 'Owner, full account permissions' and hit 'Submit.'
After this, you will receive a message saying, 'We have your request!'聽
Finally, you will click 'Done' as your part in the process is now complete.聽
An invitation will be sent to the additional user's email inbox shortly. There are a few steps that they will need to complete. They will be added to your 海角爆料 account as soon as their application is submitted and approved.
Once they receive the email with an invitation to join your 海角爆料 account, they must hit 'Get Started' in order to create their profile. First, they will be asked to create a login (a password for the email on file).
Then, they will be asked to provide the following:
- Legal Name
- Citizenship
- Date of Birth
- Social Security Number
- Mobile Phone Number
- Personal Address
- Driver's License or Passport
At this point in the application, they will have to upload any documents where asked and, upon completion, hit 'Submit.' As soon as they hit submit, our team will be able to review the request and approve it, considering their information aligns and all the requested documents have been provided.
If you or your additional user face any difficulties with this process, please reach out to us in 'Support' for further assistance.
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Does 海角爆料 have a savings account?
Currently, we do not offer savings accounts or interest on our checking accounts. But this is something that we are interested in exploring for our users in the future.
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