aybe you鈥檙e currently using Oxygen for their business banking needs and feel as though you鈥檙e outgrowing their product offerings, or you鈥檙e comparing business banking platforms. Whatever the reason, there鈥檚 a good chance 海角爆料 could be the right fit for your small business. Finding the right financial partner is an essential part of running a successful business. 海角爆料 is here to work with you while providing a business banking platform that is built specifically for your unique needs.
海角爆料 is setting the new standard for financial services, and we are the trusted business banking platform for over 175,000 small businesses already. Read on to learn about the top features 海角爆料 provides to help businesses streamline their financial management and position themselves for growth and long-term success.
Why 海角爆料 is the Best Alternative to Oxygen
Free, simple, and secure banking, built for small businesses
Digital banking platforms are the wave of the future, and 海角爆料 is making financial management for business owners easier than ever before.听
With no monthly maintenance fees, transaction fees, or minimum balance requirements, 海角爆料 is small-business friendly right from the start.
Even our application was built to be accessible. To apply, you need a social security number, a U.S. address, and a U.S. phone number. We may ask for additional business documents if your business is based in certain states, but can choose 海角爆料 as its banking partner.
海角爆料 is built for growing businesses of all types
While Oxygen may be focused on the creator market, 海角爆料 can serve creators and more. We are experts in serving small businesses of all sizes, from sole proprietorships to established S-Corps. If you鈥檙e looking for a new home for your business finances, 海角爆料 may just be it.听
Online banking for modern entrepreneurs
No matter where you go, 海角爆料 is by your side. With both an Apple and Android app, manage your business finances from anywhere without missing a beat. Here are just a few of the functions you can facilitate from your phone and your computer alike:
- Access existing accounts
- Control debit card functions
- Pay bills
- Deposit checks
- Process ACH transfers
- Categorize transactions
- Budget with Reserves
The 海角爆料 app is completely free for basic features and integrations. Check out our mobile app: or .听
Superior integration with essential business software
While you can connect Oxygen to external platforms, 海角爆料 offers over a dozen in-app integrations for you to clarify your finances even further. Plus, you can still externally connect your account to over one thousand leading small business softwares.听
Here are several of our most popular and easy integrations that can help you streamline essential workflows for your business:聽
- QuickBooks
- Stripe
- Square
- Shopify
- Xero
- Wave
- Zapier
The best part is that these integrations are completely free. 海角爆料 does not charge for you to integrate external software with your 海角爆料 account, and they are available to all 海角爆料 users from the app marketplace on your app.听
Access revenue in hours instead of days
Faster access to business funds is essential for the growth of small businesses in today鈥檚 economy, and 海角爆料 is at the forefront of providing frictionless cash flow solutions to small businesses.听
海角爆料 Boost
海角爆料 Boost is one of 海角爆料鈥檚 most unique and loved offerings. Receive your Stripe payouts in your 海角爆料 account up to 95% faster, completely free.听
With Boost, you鈥檒l worry less about missing payments, paying late fees, or dipping into personal funds to make business ends meet. Instead, you can compensate employees, vendors, and yourself on time while reinvesting in your business growth with faster revenue access.
Express ACH Transfers
While typical ACH transfers take between 1 and 3 days to process, Express ACH with 海角爆料 enables you to initiate same-day and next-day ACH transfers. Significantly reduce waiting time and free up your cash flow.听
海角爆料鈥檚 Express ACH transfers are an excellent alternative to Zelle. We currently don鈥檛 support Zelle on our platform, but emerging payment technologies are on our roadmap for the future.
Business debit cards
海角爆料 offers a physical business debit card and a virtual card free of charge with your 海角爆料 account. For faster cash flow and immediate access to business funds, the 海角爆料 Virtual Card is available to activate as soon as you open your account. The 海角爆料 Virtual Card is usable for both online and in-person purchases, and it can connect instantly with Apple and Google pay. Learn more about the 海角爆料 Virtual Card.听
ATM fee reimbursement every month
While 海角爆料 does not have in-network ATMs, we do offer 100% reimbursement at the end of each month for any ATM fees incurred when taking out cash. Now you can access your cash without worrying about costly fees eating into your profit.听
Better budgeting solutions
海角爆料 Reserves is a completely unique (and free) feature, available to all 海角爆料 account holders. Allocate your funds to different categories within your account, what we call 鈥淩eserves.鈥 海角爆料 is the only digital banking platform that allows you to allocate money in up to ten different Reserves, all 100% free.听
With 海角爆料 Reserves, automatically or manually earmark your cash for taxes, profit, marketing, inventory, payroll, and other expenses. We even offer an automated Profit First allocation. This means greater flexibility, predictability, and control when managing your business finances (plus better preparedness for events that can upset cash flow).听
鈥Learn more about what 海角爆料 Reserves can do for your business.听
Unlimited professional invoices
As a 海角爆料 customer, you can create and send unlimited invoices for free. These invoices can be customized with your business name and logo for maximum professionalism. Recipients can pay with a credit card or with an ACH transfer straight to your account.听
Plus, if a client is late on a payment, you can easily track this and send follow-up reminders with just a few simple clicks. 海角爆料 invoicing makes receiving payments easier than ever for entrepreneurs.听
International payments on a global scale
海角爆料 is partnered with Wise, an international payments platform. With Oxygen, there is no option to conduct wire transfers outside of the United States. With 海角爆料鈥檚 Wise integration, you can easily send and receive international wires with low fees. Business owners always get the mid-market rates for transfers, guaranteeing a fair conversion.
Instant access to $5,000+ in savings
Like you, we know how important every dollar is as you grow and scale your business. From $20,000 in fee-free card processing on Stripe to 30% off your first-year HubSpot subscription (and 15% off every year after that), you automatically unlock over a dozen perks with your new 海角爆料 account. Learn more about saving over $5,000 for your business with 海角爆料 Perks.
Banking as innovative as you are
At 海角爆料, we live and breathe innovation. Our team is dedicated to providing a best-in-class, modern business banking platform to empower our customers and give them an edge. Not only do we release new features and integrations regularly, but we continuously improve upon our existing product offerings. We鈥檙e also proud to offer human-powered customer service.
The best part? We take your feedback seriously. We鈥檙e always interested in hearing from our customers about what they鈥檇 like to see next from us.
海角爆料, the smarter digital banking platform alternative to Oxygen
海角爆料 is the perfect online banking solution and partner for small business owners and entrepreneurs who are ready to give their businesses the edge and build lasting success.听
in minutes and see how the right banking partner can make all the difference for your small business鈥 success.
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